Direct mail, decoded
Decode the mail in your hand
Free tools for the letters, QR codes, and blank envelopes that show up in your mailbox — plus clear guides on what the fine print actually means.
Scan this letter →
Scan to open on your phone
Best for camera upload
Scan the letter. Copy the code. Open the official site.
We pull the reservation code, PCN, RSVP code, or access code off the page — put it on your clipboard — and link you straight to the lender’s apply URL printed on the mailer. No retyping. No guessing which box is the code.
Works for Upgrade PCN, Upstart / Capital One codes, Amex RSVP, SoFi confirmation, and more.
Mail Inspector
Scan any loan or credit letter. We find the offer codes, put them on your clipboard, and open the official apply link.
Scan letter →QR Inspector
See exactly where the QR on your mailer goes — tracking params, redirects, and destination.
Inspect QR →Envelope Inspector
Blank outer envelope in Informed Delivery? Match it to known stealth mailers and see who sent it.
Who mailed this? →Free · Works on your phone · No hard credit pull to inspect
Guides
How to read what’s in your mailbox
Opt out of prescreen mail
How OptOutPrescreen works and what it actually stops.
Pre-approved vs prequalified vs preselected
What each label really means on a credit or loan mailer.
How to read a Schumer box
APR, fees, and the rates table that actually matters.
Live check in the mail
What happens if you cash it — and how to read the stub.
Have a letter in hand?
Take a photo. We’ll pull the codes onto your clipboard, surface fees and disclosures, and send you to the official apply page.
Scan this offer →